Boris bought Benjamin when he was a brand new baby in 2003! He was smart and purchased him with 0% financing and Benjamin has been completely paid for since June 2008. Ever since then, we have been car-payment free. sweet!
Yesterday, we took Benjamin in for his 100,000km check-up. It included so many flushes and cleanings and rotations of stuff that I can't even list it all.
Then, at 9am I get a call from the shop. This can't be good right? Well, it wasn't. We had serious brake issues, suspension problems, other flushes needed...blah, blah, blah.
In the end...a disgusting $2,200 bill was waiting for me. $@#&!!!!
All I can do is tell myself...it's still cheaper than buying a new vehicle. sigh. I guess these things happen.
Unfortunately, I don't exactly have $2,200 sitting around. crap! So, I will be putting it on my HELOC for now. sigh.
I do have a payment plan all figured out though. Normally, we put $200 bi-weekly to the HELOC. The other day, I discussed that since my EI and CPP is paid up for the year that I would be tacking that onto the HELOC as well. That's another $150 bi-weekly. Finally, we put $275 bi-weekly into ING to pay for home and vehicle repair/upgrades. It's depleted right now due to my dental bill and last year's vehicle bills. So, I am going to stop the ING transfers and put that $275 right onto the HELOC for the next 8 paycheques (December 10th is the last date).
That means I will be putting a total of $625 onto the HELOC each and every bi-weekly pay period. It sucks but it needs to be done.
crap crap crap